This Net-Cross-Calculator is real magic!
Well … at least for your salary calculation. After all: It’ s quite easy to rack your brains by pondering your salary. Gross is not equal to net, right?
If you haven’t earned any money yet, you can easily remember the difference: The salary you discuss with your boss is gross. Wage tax and social security contributions drain off. The result is net and that’s the cash you’ll find in your account.
How this Net-Gross-Calculator works
- From gross to net: this is handy if you want to take a new job and negotiate the annual gross amount. Or when you manage to get a salary increase. Unfortunately 500 EUR extra gain in the appraisal interview shrinks noticeably on the way to your wallet.
- From net to gross: If you want to be able to spend some more money, choose the (right) calculation type. Assuming you want to earn 500 EUR more net monthly. The gross net calculator will then calculate the amount your gross salary must rise monthly or yearly.
Type this into the calculator to get the result:
- Gross wage
- Tax class (see below, Singles are tax class “I”)
- Church Tax
If you are not sure what each of this criteria means, have a look and read on:
Net-Gross-Calculator Made Easy
The German System of (Wage) Tax Classes
Do you know your tax class? In the German tax system we differentiate between six cases, the so-called tax classes. They specify the percentage taxation of your salary:
Tax class I: Single. Separately Living, Divorced (the tax class for singles)
Tax class II: Single parents with the condition of class I and claim to single parent relief.
Tax class III: Married persons whose partner earns significantly less.
Tax class IV: Married persons who earn as much as their partner.
Tax class V: Married persons whose partner earns significantly more.
Tax class VI: Persons who, in addition to their first job, also take on a second job for more than 450 EURO (subject to particularly high taxation).
Contributions to health insurance, care (in retirement) and retirement pension
We Germans cover our health insurance, care and pensions in retirement via an insurance Scheme. All of us working in Germany participate in this system. The only option we have is when it comes to health insurance.
That is the choice between statutory and private insurance. Most Germans are legally insured. Private insurances tend to decrease, mainly civil servants and self-employed persons are covered.
If we are legally insured, we may choose between the approx. 100 statutory health insurance organizations. They differ slightly in terms of contribution rates. Switching between the statutory health insurance companies is fairly simple nowadays.
There are special legal regulations for the payment of church taxes. A religious community may have its taxes collected by the German state. That’s some 8-9% of the wage tax you have to pay. But only if you’re a member of one of the following:
- Protestant Christians
- Roman Catholic Christians
- Old Catholics
- Jewish community
- Free Protestants
- Free religious community
Oh, yes. Please don’t forget the solidarity contribution 🙂
This contribution was “invented” in 1991, when the German state urgently needed additional money. Actually, enormous investments in the East German states were needed in bringing them into line with the West German standards. And, surprise surprise: The planned solidarity for a few years turned into a permanent surcharge of 5.5% on the individual income tax. By the way: The existence of this surcharge, its amount and its distribution discussed a lot.
Data protection and warranty
Regarding data protection, please note that I do not save or evaluate your data.
Net-Gross-Calculators are tools which take into account the provisions of tax law and the annual changes.
The calculator is a pretty good orientation and you can use it as a basis for your planning. Can’t help the German complicated tax system, a Calculator is only able to represent this partially.